Fluid DigitalDollar (DUSD) stablecoin analytics
DUSD is Fluid Finance's USD stablecoin on Arbitrum, redeemable 1:1 against USD safeguarded at regulated European banks with on-chain balance attestations.
Static Profile
Static stablecoin profile
Fluid DigitalDollar (DUSD) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated May 15, 2026
DUSD is Fluid Finance's banked-cash USD stablecoin on Arbitrum; self-reported oracle caps mint to safeguarded bank balance. Fluid Finance SA's DigitalDollar is the rare USD stablecoin that holds the float in literal client-safeguarded bank cash — not T-bills, not commercial...
AI summary · drafted by claude-opus-4-7 · reviewed by @TokenBrice on May 15, 2026 · facts as of May 15, 2026
- Collateral
- 1:1 USD cash held in client-safeguarded accounts at regulated European banks; accounts are ring-fenced and bankruptcy-remote from Fluid Finance SA, with theft and fraud cover via Lloyd's of London. The DUSD smart contract enforces a verifiedOffchainAssetBalance ceiling so minted supply cannot exceed the attested treasury balance.
- Peg Mechanism
- 1:1 mint and redemption against USD wired from a user IBAN to a Fluid Finance treasury account; an oracle publishes the safeguarded-bank balance on-chain and the contract refuses to mint above that balance. Redemption burns DUSD on-chain and credits USD back to the user's IBAN.
- Jurisdiction
- Switzerland
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Arbitrum.
Snippet Answer
Is DUSD safe?
Pharos does not mark DUSD as absolutely safe. Static metadata says Fluid DigitalDollar uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with live reserve feed configured; the main caveat is that freeze or administrative control exposure is possible but not fully confirmed. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety dusd-fluid
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated May 15, 2026.
DUSD quick answers
What is Fluid DigitalDollar (DUSD)?
DUSD is Fluid Finance's USD stablecoin on Arbitrum, redeemable 1:1 against USD safeguarded at regulated European banks with on-chain balance attestations. The static profile records its US Dollar peg mechanism as: 1:1 mint and redemption against USD wired from a user IBAN to a Fluid Finance treasury account; an oracle publishes the safeguarded-bank balance on-chain and the contract refuses to mint above that balance. Redemption burns DUSD on-chain...
What backs DUSD?
Pharos classifies DUSD backing as Real-World Asset Backed. Collateral, per the static profile: 1:1 USD cash held in client-safeguarded accounts at regulated European banks; accounts are ring-fenced and bankruptcy-remote from Fluid Finance SA, with theft and fraud cover via Lloyd's of London. The DUSD smart contract enforces a... Reserve evidence: live reserve feed configured.
Can DUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, freeze or administrative control exposure is possible but not fully confirmed. Live freeze and blacklist events for DUSD, when applicable, appear in the dossier below.