Safety Scores

Each stablecoin is scored across four weighted base dimensions: liquidity / exit capacity, resilience, decentralization, and dependency risk. Peg stability is then applied as a multiplier on the result. The resulting 0–100 score maps to a letter grade from A+ to F.

The contagion simulator models cascading failures in the stablecoin ecosystem. You select a stablecoin to "fail" and the simulation traces dependency chains: if stablecoin A uses stablecoin B as collateral, and B fails, A's grade degrades proportionally to its exposure. This reveals hidden systemic risk: which coins look safe in isolation but are fragile under stress.

Visible Safety Scores data is built by /api/report-cards with a 15-minute freshness/cache budget. In practice, most grades are stable day-to-day. Significant shifts happen when peg deviations spike, liquidity pools drain, or governance changes are enacted. A separate report-card cache lane publishes every 15 minutes for downstream read paths, while Telegram safety-change alerts are driven by the daily safety-grade history snapshot.

Safety grades are one input into your own risk assessment, not financial advice. Use them to identify which stablecoins carry hidden dependency risk, compare liquidity depth before choosing an exit route, and stress-test your portfolio assumptions with the contagion simulator. The grade breakdown on each coin's detail page explains exactly what drove the score.

A C grade (score 50–64) is the statistical center of the grading distribution. It means the coin meets baseline requirements but has meaningful weaknesses in at least one area — typically limited liquidity, moderate dependency risk, or weaker decentralization. Only coins that excel across the weighted base dimensions and maintain strong peg behavior reach A or B territory.