Introducing KlarnaUSD, our first @Stablecoin. We’re the first bank to launch on @tempo, the payments blockchain by @stripe and @paradigm. With stablecoin transactions already at $27T a year, we’re bringing faster, cheaper cross-border payments to our 114M customers. Crypto is Show more
KlarnaUSD (KLARNAUSD) — Pre-Launch Stablecoin
Pre-LaunchNo data processed by Pharos yetTestnet
Pharos can still tell you how this asset is supposed to work, when it expects to launch, and what sources to watch. Live market, peg, liquidity, and safety surfaces activate only after the first post-launch data sync.
Tempo mainnet live since March 18; KlarnaUSD still on testnet; Bridge OCC charter approved Feb 2026; mainnet deployment could come at any time
KlarnaUSD
KLARNAUSD
At a Glance
- Backing
- Real-World Asset Backed
- Governance
- Centralized (CeFi)
- Peg Currency
- US Dollar
- Jurisdiction
- Sweden
Launch Timeline
Nov 2025Expected: 2026
Launch Alert
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/subscribe launch klarnausd-klarnaActivity Timeline
Mar 18, 2026Milestone
Tempo mainnet launches; KlarnaUSD not yet migrated from testnet
Tempo L1 goes live with sub-second finality, Machine Payments Protocol for AI agents, and partners including Anthropic, Mastercard, Visa, and Revolut. Klarna absent from mainnet launch partners.
SourceFeb 17, 2026Regulatory
Bridge (Stripe subsidiary) receives conditional OCC national bank trust charter
Approval enables Bridge to custody crypto assets, issue stablecoins, and manage reserves as a federally regulated entity.
SourceNov 25, 2025Announcement
Klarna announces KlarnaUSD, first bank stablecoin on Tempo
Built on Bridge (Stripe) Open Issuance infrastructure. 114M customers, $112B annual GMV as adoption base.
SourceNov 25, 2025Partnership
Built on Bridge (Stripe) Open Issuance; first bank token on Tempo blockchain
SourceBuy Now, Settle On-Chain Later
Klarna — the Swedish fintech with 114 million customers and $112B in annual GMV — is building a stablecoin via Stripe's Bridge infrastructure on the Tempo L1. Tempo mainnet went live on March 18 with sub-second finality, fees under $0.001, and a Machine Payments Protocol co-authored with Stripe for autonomous AI agent payments — yet KlarnaUSD was conspicuously absent from the mainnet launch partners list (which included Anthropic, Mastercard, Visa, and Revolut). Bridge's conditional OCC national bank trust charter, approved in February, strengthens the regulatory foundation for KlarnaUSD issuance. The coin remains on Tempo's testnet for now, making it a matter of 'when' rather than 'if.' The interesting dynamic hasn't changed: Klarna doesn't need external adoption for KlarnaUSD to succeed — its own payment volume is large enough to justify the infrastructure, making DeFi liquidity a bonus rather than a requirement.
Updated 2026-03-27
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