XO Cash (XO) stablecoin analytics
XO is MoonPay's Solana dollar token, issued through M0 infrastructure and backed by segregated U.S. dollars and other high-quality liquid assets.
Static Profile
Static stablecoin profile
XO Cash (XO) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated May 15, 2026
MoonPay mints, M0 wraps, Exodus distributes — a Treasury-backed Solana token whose yield accrues to issuers and whose authorities live on a single MoonPay key. When a self-custody wallet best known for letting users hold their own keys decides to mint its own dollar, the result...
AI summary · drafted by claude-opus-4-7 · reviewed by @TokenBrice on May 15, 2026 · facts as of May 15, 2026
- Collateral
- Fully reserved 1:1 by U.S. dollars and other high-quality liquid USD-denominated assets held in segregated accounts for stablecoin holders; MoonPay's terms allow depository institutions, qualified custodians, and secure virtual-currency wallets but do not publish XO's current asset allocation
- Peg Mechanism
- 1:1 fiat-backed mint and redemption operated by MoonPay using M0 infrastructure on Solana; consumer access is provided through the Exodus self-custodial wallet and Exodus Pay app, with on/off ramps via MoonPay's payment rails; the Solana SPL Token-2022 mint includes pausable, permanent-delegate, and transfer-hook controls held by MoonPay
- Jurisdiction
- United States / FinCEN / NYDFS / state money transmitter regulators / MoonPay Money Transmitter Licenses (49 states), New York BitLicense, New York Trust Charter
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Solana.
Snippet Answer
Is XO safe?
Pharos does not mark XO as absolutely safe. Static metadata says XO Cash uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with live reserve feed configured; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety xo-exodus
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated May 15, 2026.
XO quick answers
What is XO Cash (XO)?
XO is MoonPay's Solana dollar token, issued through M0 infrastructure and backed by segregated U.S. dollars and other high-quality liquid assets. The static profile records its US Dollar peg mechanism as: 1:1 fiat-backed mint and redemption operated by MoonPay using M0 infrastructure on Solana; consumer access is provided through the Exodus self-custodial wallet and Exodus Pay app, with on/off ramps via MoonPay's payment rails; the Solana...
Is XO safe?
Pharos does not mark XO as absolutely safe. Static metadata says XO Cash uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with live reserve feed configured; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs XO?
Pharos classifies XO backing as Real-World Asset Backed. Collateral, per the static profile: Fully reserved 1:1 by U.S. dollars and other high-quality liquid USD-denominated assets held in segregated accounts for stablecoin holders; MoonPay's terms allow depository institutions, qualified custodians, and secure virtual-currency... Reserve evidence: live reserve feed configured.
Can XO be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for XO, when applicable, appear in the dossier below.