XTUSD (XTUSD) stablecoin analytics
Answer First
What is XTUSD?
XTUSD is XT.com/XSC's MakerDAO-style vault dollar, minted against overcollateralized XTDao crypto vaults with limited public on-chain tooling for Pharos. The static profile records its US Dollar peg mechanism as: XTDao CDP: users mint XTUSD against overcollateralized vaults; risky vaults are auctioned to keep collateral above outstanding debt.
Is XTUSD safe?
XTUSD is a frozen Pharos archive, not a current safety endorsement. The archived static profile records a Centralized (CeFi) governance model, Crypto-Collateralized backing, curated reserve profile, and notes that no direct freeze-control signal is recorded.
Static Profile
Static stablecoin profile
XTUSD (XTUSD) static profile: governance model Centralized (CeFi); backing model Crypto-Collateralized; peg US Dollar.
AI summary / Updated Sep 7, 2026
XTUSD is XT.com's exchange-issued dollar, and its live deployment on XSC is a Maker-style Vat carrying one debt-bearing collateral type: roughly 4.3 million XTUSD borrowed against Wrapped XT. What the on-chain read found is what is missing. No Spotter, price feed, or other update contract is authorized on that Vat. The collateral price sits at a fixed value with no identified mechanism to move it. No Cat, Dog, auction, or global-settlement module is authorized either.
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: XT.COM TAI to XTUSD announcement
- Collateral
- Overcollateralized XTDao vault collateral on XSC; issuer materials describe XT as the initial collateral asset with protocol support for additional collateral over time, but public live collateral composition remains hard to verify without XSC tooling.
- Peg Mechanism
- XTDao CDP: users mint XTUSD against overcollateralized vaults; risky vaults are auctioned to keep collateral above outstanding debt. Secondary market and account liquidity run through XT.com, and Pharos does not model a fiat cash redemption window.
- Jurisdiction
- Seychelles
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- No contract deployments are listed in the static profile.
Next Actions
This record preserves static and historical context; live actions are available only for active assets.
Source: checked-in StablecoinMeta profile fields. This inactive record does not participate in current live monitoring; the summary above was last updated Sep 7, 2026.
XTUSD quick answers
What is XTUSD?
XTUSD is XT.com/XSC's MakerDAO-style vault dollar, minted against overcollateralized XTDao crypto vaults with limited public on-chain tooling for Pharos. The static profile records its US Dollar peg mechanism as: XTDao CDP: users mint XTUSD against overcollateralized vaults; risky vaults are auctioned to keep collateral above outstanding debt.
Is XTUSD safe?
XTUSD is a frozen Pharos archive, not a current safety endorsement. The archived static profile records a Centralized (CeFi) governance model, Crypto-Collateralized backing, curated reserve profile, and notes that no direct freeze-control signal is recorded.
What backs XTUSD?
Pharos classifies XTUSD backing as Crypto-Collateralized. Collateral, per the static profile: Overcollateralized XTDao vault collateral on XSC; issuer materials describe XT as the initial collateral asset with protocol support for additional collateral over time, but public live collateral composition remains hard to verify without XSC tooling. Reserve evidence: curated reserve profile.
Can XTUSD be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, no direct freeze-control signal is recorded. XTUSD is a frozen Pharos archive; the recorded history below is read-only.
