Spiko Amundi Overnight Swap Fund (EUR) (EURSAFO) stablecoin analytics
EURSAFO is Spiko's EUR share of the Spiko/Amundi Smart Cash fund, a UCITS overnight-swap money-market vehicle authorized by the AMF.
Static Profile
Static stablecoin profile
Spiko Amundi Overnight Swap Fund (EUR) (EURSAFO) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg Euro.
AI summary / Updated Jul 8, 2026
EURSAFO is the euro share class of Spiko and Amundi's Smart Cash fund, an AMF-authorized UCITS structure that behaves like a NAV-accreting fund token rather than a bank-deposit stablecoin. The reserve is fully collateralized overnight total-return swap exposure with tier-1 bank...
AI summary · drafted by claude-fable-5 · reviewed by @TokenBrice on Jul 8, 2026 · facts as of Jul 8, 2026
- Collateral
- EUR share class of the Spiko / Amundi Smart Cash fund using fully collateralized total-return swaps with tier-1 bank counterparties and collateral made of liquid financial instruments / money-market fund exposure.
- Peg Mechanism
- EUR-denominated NAV-accreting share class; subscriptions and redemptions are KYC-gated through Spiko fund-transfer rails at the published fund NAV.
- Jurisdiction
- France / AMF / UCITS SICAV sub-fund
- Proof Of Reserves
- Independent Audit by PricewaterhouseCoopers Audit, statutory auditor (SAFO, the Spiko Amundi Overnight Swap Fund, was authorised by the AMF on 2026-02-23 and its first financial year has not closed, so no PwC certification exists yet; the spiko.io fund pages are unlaunched placeholders with dummy data and the 'four audits annually' claim is template marketing text) Reserve source
Snippet Answer
Is EURSAFO safe?
Pharos does not mark EURSAFO as absolutely safe. Static metadata says Spiko Amundi Overnight Swap Fund (EUR) uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from PricewaterhouseCoopers Audit, statutory auditor (SAFO, the Spiko Amundi Overnight Swap Fund, was authorised by the AMF on 2026-02-23 and its first financial year has not closed, so no PwC certification exists yet; the spiko.io fund pages are unlaunched placeholders with dummy data and the 'four audits annually' claim is template marketing text); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety eursafo-spiko
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Jul 8, 2026.
EURSAFO quick answers
What is Spiko Amundi Overnight Swap Fund (EUR) (EURSAFO)?
EURSAFO is Spiko's EUR share of the Spiko/Amundi Smart Cash fund, a UCITS overnight-swap money-market vehicle authorized by the AMF. The static profile records its Euro peg mechanism as: EUR-denominated NAV-accreting share class; subscriptions and redemptions are KYC-gated through Spiko fund-transfer rails at the published fund NAV.
Is EURSAFO safe?
Pharos does not mark EURSAFO as absolutely safe. Static metadata says Spiko Amundi Overnight Swap Fund (EUR) uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from PricewaterhouseCoopers Audit, statutory auditor (SAFO, the Spiko Amundi Overnight Swap Fund, was authorised by the AMF on 2026-02-23 and its first financial year has not closed, so no PwC certification exists yet; the spiko.io fund pages are unlaunched placeholders with dummy data and the 'four audits annually' claim is template marketing text); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs EURSAFO?
Pharos classifies EURSAFO backing as Real-World Asset Backed. Collateral, per the static profile: EUR share class of the Spiko / Amundi Smart Cash fund using fully collateralized total-return swaps with tier-1 bank counterparties and collateral made of liquid financial instruments / money-market fund exposure. Reserve evidence: Independent Audit from PricewaterhouseCoopers Audit, statutory auditor (SAFO, the Spiko Amundi Overnight Swap Fund, was authorised by the AMF on 2026-02-23 and its first financial year has not closed, so no PwC certification exists yet; the spiko.io fund pages are unlaunched placeholders with dummy data and the 'four audits annually' claim is template marketing text).
Can EURSAFO be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for EURSAFO, when applicable, appear in the dossier below.