Pre-LaunchNo data processed by Pharos yetBeta

Pharos can still tell you how this asset is supposed to work, when it expects to launch, and what sources to watch. Live market, peg, liquidity, and safety surfaces activate only after the first post-launch data sync.

Platform live; INDX cash settlement launched Feb 2026; StoneCastle acquired; Roughrider pilot approved by ND IC; bank onboarding continues

Fiserv USD

FIUSD

At a Glance

Backing: Real-World Asset Backed
Governance: CeFi-Dependent
Peg Currency: US Dollar
Jurisdiction: United States

Launch Timeline

Jun 2025Expected: 2026

Launch Alert

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Activity Timeline

Feb 12, 2026Milestone

INDX real-time cash settlement platform launched for digital asset firms

Up to $25M FDIC insurance, distributes across 1,100+ insured financial institutions.

Source

Dec 17, 2025Milestone

StoneCastle acquisition completed

Source

Oct 8, 2025Partnership

Fiserv powers Roughrider Coin for Bank of North Dakota

Source

Sep 29, 2025Partnership

StoneCastle acquisition announced to help FIs retain funds from FIUSD issuance

Source

Jun 23, 2025Announcement

Fiserv announces FIUSD stablecoin on Solana

FIUSD built for 10,000 financial institution clients and 6 million merchant locations, leveraging Paxos and Circle infrastructure.

Source

Jun 23, 2025Partnership

Mastercard partnership to integrate FIUSD across 150M+ merchants

Source

Jun 23, 2025Partnership

PayPal partnership for FIUSD interoperability

Source

The Payments Stack Play

Fiserv processes $2 trillion in payments annually for 6,000+ financial institutions and wants to make stablecoins just another rail in that plumbing. FIUSD is less a single stablecoin and more a platform: Paxos handles issuance, Circle provides ecosystem interop, PayPal enables interoperability, and Mastercard connects the payments network. The centralized-dependent classification captures this architecture accurately — FIUSD depends on an entire constellation of partners, any of which could become a bottleneck. The end-of-2025 launch target has quietly slipped into 2026 with no firm date, which either means careful regulatory preparation or the inherent difficulty of coordinating four major fintech companies on a shared timeline.

Updated 2026-03-23

Discover

Fiserv Joins Stablecoin Fray, Teaming Up With Circle and Paxos

Fiserv enters the stablecoin space with FIUSD, a bank-friendly coin built on Solana targeting its network of 10,000 financial institutions and 6 million merchant locations.

CoinDesk