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PHAROSlive stablecoin signals

Staked USDai (sUSDai) stablecoin analytics

sUSDai is USD.AI's staked wrapper of USDai; share price accrues yield from a PYUSD liquid sleeve and GPU-backed AI-compute loans, with a 30-day queued exit.

Static Profile

Static stablecoin profile

Staked USDai (sUSDai) static profile: governance model CeFi-Dependent; backing model Real-World Asset Backed; peg US Dollar.

AI summary / Updated May 18, 2026

sUSDai is the yield-bearing staked version of USDai. The current proof-of-reserves API shows a majority liquid PYUSD sleeve and a material GPU-backed loan sleeve, so the token behaves like a NAV-style credit product rather than a plain payments stablecoin.

AI summary · drafted by codex-stablecoin-review · reviewed by Codex data review on May 18, 2026 · facts as of May 18, 2026

Collateral
Yield-bearing USD.AI position backed by a mixed reserve stack that currently pairs a large PYUSD liquid sleeve with GPU-backed infrastructure loans financing AI compute; current issuer materials describe value-warranty coverage on new GPU loans
Peg Mechanism
Stake USDai to receive sUSDai; the token appreciates versus USDai as yield accrues, while unstaking enters the protocol's queued withdrawal flow with fixed 30-day processing windows and a limited instant-liquidity buffer
Jurisdiction
Cayman Islands
Proof Of Reserves
Real-Time PoR by USD.AI proof-of-reserves API Reserve source
Contracts
4 deployments tracked across Ethereum, Arbitrum, Base, and Plasma.

Snippet Answer

Is sUSDai safe?

Pharos does not mark sUSDai as absolutely safe. Static metadata says Staked USDai uses a CeFi-Dependent governance model and Real-World Asset Backed backing, with Real-Time PoR from USD.AI proof-of-reserves API; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.

Next Actions

Exact bot target: /subscribe dews,depeg,safety susdai-usd-ai

Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated May 18, 2026.

sUSDai quick answers

What is Staked USDai (sUSDai)?

sUSDai is USD.AI's staked wrapper of USDai; share price accrues yield from a PYUSD liquid sleeve and GPU-backed AI-compute loans, with a 30-day queued exit. The static profile records its US Dollar peg mechanism as: Stake USDai to receive sUSDai; the token appreciates versus USDai as yield accrues, while unstaking enters the protocol's queued withdrawal flow with fixed 30-day processing windows and a limited instant-liquidity buffer

What backs sUSDai?

Pharos classifies sUSDai backing as Real-World Asset Backed. Collateral, per the static profile: Yield-bearing USD.AI position backed by a mixed reserve stack that currently pairs a large PYUSD liquid sleeve with GPU-backed infrastructure loans financing AI compute; current issuer materials describe value-warranty coverage on new GPU... Reserve evidence: Real-Time PoR from USD.AI proof-of-reserves API.

Can sUSDai be frozen or blacklisted?

Based on tracked contract metadata and blacklist coverage, freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Live freeze and blacklist events for sUSDai, when applicable, appear in the dossier below.