sky.money USDT Savings (skyMoneyUsdtSavings) stablecoin analytics
Answer First
What is sky.money USDT Savings (skyMoneyUsdtSavings)?
skyMoneyUsdtSavings is a Sky.money-curated Morpho lending vault over USDT; interest and losses change its share value, and exits depend on liquidity. The static profile records its USDT-denominated NAV accounting mechanism as: ERC-4626 shares represent a pro-rata USDT-denominated claim on idle tokens and Morpho lender positions. Interest accrual and realized losses change the exchange rate; redeem/withdraw delivers USDT when vault and market liquidity allow.
Is skyMoneyUsdtSavings safe?
Pharos does not mark skyMoneyUsdtSavings as absolutely safe. Static metadata says sky.money USDT Savings uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
sky.money USDT Savings (skyMoneyUsdtSavings) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg USDT-denominated NAV.
Variant Relationship
sky.money USDT Savings (skyMoneyUsdtSavings) is modeled as a strategy vault variant of Tether (USDT). Pharos treats parent stress, redemption, mint authority, and dependency context as relevant to this variant before interpreting its own live metrics.
AI summary / Updated Oct 2, 2026
sky.money USDT Savings holds USDT in an immutable Morpho Vault V2 and supplies it to markets selected by Sky.money. Its share value follows lending interest and realized losses, while the underlying stablecoin retains its own reserve and control risks. The reviewed lender positions use sUSDS collateral, creating a Sky dependency in addition to the Tether settlement asset. Share-transfer and asset-withdrawal gates are permanently disabled, but curation and allocation remain controlled by the observed Safe.
- Collateral
- USDT held idle or supplied through Sky.money-curated Morpho lending markets
- Peg Mechanism
- ERC-4626 shares represent a pro-rata USDT-denominated claim on idle tokens and Morpho lender positions. Interest accrual and realized losses change the exchange rate; redeem/withdraw delivers USDT when vault and market liquidity allow.
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Ethereum.
Next Actions
Exact bot target: /subscribe dews,depeg,safety skymoneyusdtsavings-sky
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Oct 2, 2026.
skyMoneyUsdtSavings quick answers
What is sky.money USDT Savings (skyMoneyUsdtSavings)?
skyMoneyUsdtSavings is a Sky.money-curated Morpho lending vault over USDT; interest and losses change its share value, and exits depend on liquidity. The static profile records its USDT-denominated NAV accounting mechanism as: ERC-4626 shares represent a pro-rata USDT-denominated claim on idle tokens and Morpho lender positions. Interest accrual and realized losses change the exchange rate; redeem/withdraw delivers USDT when vault and market liquidity allow.
Is skyMoneyUsdtSavings safe?
Pharos does not mark skyMoneyUsdtSavings as absolutely safe. Static metadata says sky.money USDT Savings uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs skyMoneyUsdtSavings?
Pharos classifies skyMoneyUsdtSavings backing as Crypto-Collateralized. Collateral, per the static profile: USDT held idle or supplied through Sky.money-curated Morpho lending markets Reserve evidence: live reserve feed configured.
Can skyMoneyUsdtSavings be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Live freeze and blacklist events for skyMoneyUsdtSavings, when applicable, appear in the dossier below.
