United Stables (U) stablecoin analytics
Answer First
What is United Stables (U)?
U is a BVI-issued dollar stablecoin backed by a variable mix of cash, U.S. Treasury bills, and approved fiat-referenced stablecoins. The static profile records its US Dollar peg mechanism as: Issuer-managed minting against eligible assets and redemption for issuer-selected cash or stablecoins, restricted to approved Mint Users.
Is U safe?
Pharos does not assess U as safe: it holds a D Safety Score grade (42/100) in the latest published rating, which flags significant structural risk. Static metadata says United Stables uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Real-Time PoR from Chainlink U Reserves feed on BNB Chain (0xFa8e834DD2200923C706e6438d9030dB029B0c18; reference data directory identifies Stablemint Labs, third-party off-chain reserves, 18 decimals and an 86,400-second heartbeat). Ceffu separately provides digital-asset custody and MirrorX settlement; custody is not reserve-to-liability assurance.; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
United Stables (U) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Sep 7, 2026
United Stables' U is a BVI-issued dollar whose reserve policy is deliberately flexible: cash, U.S. Treasury bills, and approved fiat-referenced stablecoins may all sit in the basket, and the governing terms permit the mix and its counterparties to change without notice. That flexibility is operationally convenient and analytically useless, because the live feed reports one aggregate balance. There is no composition to score, only an envelope, which is why backing is the weakest of the three pillars.
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: United Stables proof of reserves (Chainlink PoR feed)
- Collateral
- Variable reserve mix of cash, U.S. Treasury bills, and fiat-referenced stablecoins approved by United Stables.
- Peg Mechanism
- Issuer-managed minting against eligible assets and redemption for issuer-selected cash or stablecoins, restricted to approved Mint Users. Ethereum/BSC token owners can mint without a reserve-oracle check; Chainlink publishes aggregate reserve data.
- Jurisdiction
- British Virgin Islands
- Proof Of Reserves
- Real-Time PoR by Chainlink U Reserves feed on BNB Chain (0xFa8e834DD2200923C706e6438d9030dB029B0c18; reference data directory identifies Stablemint Labs, third-party off-chain reserves, 18 decimals and an 86,400-second heartbeat). Ceffu separately provides digital-asset custody and MirrorX settlement; custody is not reserve-to-liability assurance. Reserve source
Next Actions
Exact bot target: /subscribe dews,depeg,safety u-united-stables
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
U quick answers
What is United Stables (U)?
U is a BVI-issued dollar stablecoin backed by a variable mix of cash, U.S. Treasury bills, and approved fiat-referenced stablecoins. The static profile records its US Dollar peg mechanism as: Issuer-managed minting against eligible assets and redemption for issuer-selected cash or stablecoins, restricted to approved Mint Users.
Is U safe?
Pharos does not assess U as safe: it holds a D Safety Score grade (42/100) in the latest published rating, which flags significant structural risk. Static metadata says United Stables uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Real-Time PoR from Chainlink U Reserves feed on BNB Chain (0xFa8e834DD2200923C706e6438d9030dB029B0c18; reference data directory identifies Stablemint Labs, third-party off-chain reserves, 18 decimals and an 86,400-second heartbeat). Ceffu separately provides digital-asset custody and MirrorX settlement; custody is not reserve-to-liability assurance.; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs U?
Pharos classifies U backing as Real-World Asset Backed. Collateral, per the static profile: Variable reserve mix of cash, U.S. Treasury bills, and fiat-referenced stablecoins approved by United Stables. Reserve evidence: Real-Time PoR from Chainlink U Reserves feed on BNB Chain (0xFa8e834DD2200923C706e6438d9030dB029B0c18; reference data directory identifies Stablemint Labs, third-party off-chain reserves, 18 decimals and an 86,400-second heartbeat). Ceffu separately provides digital-asset custody and MirrorX settlement; custody is not reserve-to-liability assurance..
Can U be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for U, when applicable, appear in the dossier below.
