US Dollar Payment Token (USDPT) stablecoin analytics
Answer First
What is US Dollar Payment Token (USDPT)?
USDPT is Western Union's Solana dollar stablecoin issued by Anchorage Digital Bank and backed by cash deposits and money market funds. The static profile records its US Dollar peg mechanism as: Issuer-managed 1:1 redemption for U.S. dollars; Anchorage Digital Bank N.A. issues USDPT, with each token matched by an equal amount of U.S. dollar reserves
Is USDPT safe?
USDPT holds a C Safety Score grade (58/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says US Dollar Payment Token uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Deloitte & Touche LLP; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
US Dollar Payment Token (USDPT) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Sep 7, 2026
USDPT is Western Union's attempt to turn agent and treasury settlement into an on-chain dollar rail without pretending to be a DeFi-native coin. Anchorage Digital Bank issues it on Solana, with reserves almost entirely in a JPMorgan Treasury money-market fund plus a sliver of bank deposits, examined monthly by Deloitte under a regulated U.S. banking setup.
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: crypto.news: Western Union launches USDPT Visa card with Rain
- Collateral
- Demand deposits at FDIC-insured institutions and money market funds identified in the August 2026 reserve examination by CUSIPs 09250C572 and 46655R119
- Peg Mechanism
- Issuer-managed 1:1 redemption for U.S. dollars; Anchorage Digital Bank N.A. issues USDPT, with each token matched by an equal amount of U.S. dollar reserves
- Jurisdiction
- United States
- Proof Of Reserves
- Independent Audit by Deloitte & Touche LLP Reserve source
- Contracts
- 1 deployment tracked across Solana.
Next Actions
Exact bot target: /subscribe dews,depeg,safety usdpt-western-union
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
USDPT quick answers
What is US Dollar Payment Token (USDPT)?
USDPT is Western Union's Solana dollar stablecoin issued by Anchorage Digital Bank and backed by cash deposits and money market funds. The static profile records its US Dollar peg mechanism as: Issuer-managed 1:1 redemption for U.S. dollars; Anchorage Digital Bank N.A. issues USDPT, with each token matched by an equal amount of U.S. dollar reserves
Is USDPT safe?
USDPT holds a C Safety Score grade (58/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says US Dollar Payment Token uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Deloitte & Touche LLP; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USDPT?
Pharos classifies USDPT backing as Real-World Asset Backed. Collateral, per the static profile: Demand deposits at FDIC-insured institutions and money market funds identified in the August 2026 reserve examination by CUSIPs 09250C572 and 46655R119 Reserve evidence: Independent Audit from Deloitte & Touche LLP.
Can USDPT be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for USDPT, when applicable, appear in the dossier below.
