Quantoz USDQ (USDQ) stablecoin analytics
Answer First
What is Quantoz USDQ (USDQ)?
USDQ is Quantoz Payments' MiCA-authorized dollar e-money token, backed by dollar cash deposits and U.S. Treasuries. The static profile records its US Dollar peg mechanism as: Quantoz's current redemption webpage offers direct face-value redemption to a verified bank account in the holder's own name after identity, token-ownership and source-of-funds checks, without requiring a pre-existing token account, for holders with a verified address and bank account in the EEA, UK or Switzerland.
Is USDQ safe?
USDQ holds a C- Safety Score grade (53/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Quantoz USDQ uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Self-Reported PoR from Quantoz reserve status overview (static periodic snapshot table shared with EURQ; not a live reserve feed); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Quantoz USDQ (USDQ) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Sep 7, 2026
Quantoz's USDQ is the DNB-supervised, MiCAR-authorized e-money token that treats compliance as the product. The peg record is the strongest line on the card. The reserves read impeccably on paper: roughly 70% Netherlands, German, and U.S. government bonds and 30% cash at Tier 1 European banks, held in segregated bankruptcy-remote accounts at a ratio just above full backing. The catch is that Pharos has to take Quantoz's word for it.
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: Quantoz Reserve Status Overview (snapshot dated 2026-06-30) and DNB public register: Quantoz Payments B.V.
- Collateral
- U.S. dollar cash deposits and U.S. Treasuries safeguarded through Stichting Quantoz, separate from Quantoz Payments' operating funds. Quantoz describes the foundation as bankruptcy-remote and uses multiple undisclosed Tier 1 European banking partners; the USDQ reserve snapshot is self-reported.
- Peg Mechanism
- Quantoz's current redemption webpage offers direct face-value redemption to a verified bank account in the holder's own name after identity, token-ownership and source-of-funds checks, without requiring a pre-existing token account, for holders with a verified address and bank account in the EEA, UK or Switzerland. It allows up to one week for on-chain compliance checks after confirmed receipt, followed by the Terms of Service payout schedule. The linked USDQ whitepaper v1.4 dated 30 April 2026 instead describes direct redemption for registered EEA-resident USDQ Account Holders and directs other holders to partners; this eligibility discrepancy remains unresolved. Secondary-market sales are on venue terms.
- Jurisdiction
- Netherlands / DNB / EMI (MiCAR)
- Proof Of Reserves
- Self-Reported PoR by Quantoz reserve status overview (static periodic snapshot table shared with EURQ; not a live reserve feed) Reserve source
- Contracts
- 4 deployments tracked across Ethereum, Polygon, XRP Ledger, and Algorand.
Next Actions
Exact bot target: /subscribe dews,depeg,safety usdq-quantoz
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
USDQ quick answers
What is Quantoz USDQ (USDQ)?
USDQ is Quantoz Payments' MiCA-authorized dollar e-money token, backed by dollar cash deposits and U.S. Treasuries. The static profile records its US Dollar peg mechanism as: Quantoz's current redemption webpage offers direct face-value redemption to a verified bank account in the holder's own name after identity, token-ownership and source-of-funds checks, without requiring a pre-existing token account, for holders with a verified address and bank account in the EEA, UK or Switzerland.
Is USDQ safe?
USDQ holds a C- Safety Score grade (53/100) in Pharos's latest published rating — a middle-tier grade that meets baseline expectations but carries meaningful weaknesses, so Pharos does not consider it clearly safe. Static metadata says Quantoz USDQ uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Self-Reported PoR from Quantoz reserve status overview (static periodic snapshot table shared with EURQ; not a live reserve feed); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USDQ?
Pharos classifies USDQ backing as Real-World Asset Backed. Collateral, per the static profile: U.S. dollar cash deposits and U.S. Treasuries safeguarded through Stichting Quantoz, separate from Quantoz Payments' operating funds. Reserve evidence: Self-Reported PoR from Quantoz reserve status overview (static periodic snapshot table shared with EURQ; not a live reserve feed).
Can USDQ be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for USDQ, when applicable, appear in the dossier below.
