Stable Mint USD (USDSM) stablecoin analytics
Answer First
What is Stable Mint USD (USDSM)?
USDSM is Stable mint Ltd's dollar token, backed by cash and liquid financial assets and redeemable at par after holder onboarding. The static profile records its US Dollar peg mechanism as: Legal-person participants mint against received USD deposits; legal and natural holders can request par USD redemption after AML/KYC onboarding.
Is USDSM safe?
Pharos does not mark USDSM as absolutely safe. Static metadata says Stable Mint USD uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Self-Reported PoR from Stable mint Ltd; 102% reserve claim without retrieved dated reserve-to-liability reconciliation; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Stable Mint USD (USDSM) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg US Dollar.
AI summary / Updated Oct 2, 2026
USDSM gives holders a dollar redemption claim against Stable mint Ltd, with direct issuance reserved for onboarded legal-person participants. Its published terms also let natural-person holders complete onboarding for redemption, without an issuer fee or minimum, although bank charges and processing delays can apply. The exact issuer and USD whitepaper appear in ESMA’s electronic-money-token register, but the advertised reserve surplus lacks a retrieved dated financial reconciliation.
- Collateral
- Issuer-disclosed U.S. dollar cash deposits and high-quality liquid financial assets; current banks, asset weights and independently reconciled backing are undisclosed
- Peg Mechanism
- Legal-person participants mint against received USD deposits; legal and natural holders can request par USD redemption after AML/KYC onboarding. Etherlink is the primary deployment, with LayerZero V2 burn-and-mint interoperability across Ethereum, Base and Arbitrum.
- Jurisdiction
- Malta / MFSA / Electronic Money Institution
- Proof Of Reserves
- Self-Reported PoR by Stable mint Ltd; 102% reserve claim without retrieved dated reserve-to-liability reconciliation Reserve source
Next Actions
Exact bot target: /subscribe dews,depeg,safety usdsm-stable-mint
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Oct 2, 2026.
USDSM quick answers
What is Stable Mint USD (USDSM)?
USDSM is Stable mint Ltd's dollar token, backed by cash and liquid financial assets and redeemable at par after holder onboarding. The static profile records its US Dollar peg mechanism as: Legal-person participants mint against received USD deposits; legal and natural holders can request par USD redemption after AML/KYC onboarding.
Is USDSM safe?
Pharos does not mark USDSM as absolutely safe. Static metadata says Stable Mint USD uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Self-Reported PoR from Stable mint Ltd; 102% reserve claim without retrieved dated reserve-to-liability reconciliation; the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs USDSM?
Pharos classifies USDSM backing as Real-World Asset Backed. Collateral, per the static profile: Issuer-disclosed U.S. dollar cash deposits and high-quality liquid financial assets; current banks, asset weights and independently reconciled backing are undisclosed Reserve evidence: Self-Reported PoR from Stable mint Ltd; 102% reserve claim without retrieved dated reserve-to-liability reconciliation.
Can USDSM be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for USDSM, when applicable, appear in the dossier below.
