XAI Silo Finance (XAI) stablecoin analytics
XAI is Silo Finance's overcollateralized dollar stablecoin, minted by borrowing against approved Silo credit-line collateral such as ETH and USDC.
Static Profile
Static stablecoin profile
XAI Silo Finance (XAI) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
AI summary / Updated May 15, 2026
A Silo Finance CDP dollar minted against approved isolated-market collateral; risk is governance, liquidation quality, and venue-thin secondary liquidity. XAI is a Silo Finance credit-line stablecoin: users borrow it against approved Silo collateral and repay it to close debt...
AI summary · drafted by claude-opus-4-7 · reviewed by @TokenBrice on May 15, 2026 · facts as of May 15, 2026
- Collateral
- Overcollateralized Silo credit-line collateral. XAI launched backed by ETH and USDC silos and SiloDAO progressively approved further credit lines (stETH/wstETH, cbETH, wBTC, USDT, LUSD, FXS, BAL, LQTY, gOHM); SiloDAO governs which collaterals and credit-line parameters apply
- Peg Mechanism
- XAI is borrowed into existence against approved Silo collateral and burned on repayment. It has no dedicated stability module: the soft USD peg relies on arbitrage (borrow/repay always settle at $1, so a sub-$1 market price is repaid at a discount and an above-$1 price is sold) backed by DEX liquidity, while SiloDAO controls minting capacity and the XAI borrow interest rate across silos to manage circulating supply
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Ethereum.
Snippet Answer
Is XAI safe?
Pharos does not mark XAI as absolutely safe. Static metadata says XAI Silo Finance uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Next Actions
Exact bot target: /subscribe dews,depeg,safety xai-silo-finance
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated May 15, 2026.
XAI quick answers
What is XAI Silo Finance (XAI)?
XAI is Silo Finance's overcollateralized dollar stablecoin, minted by borrowing against approved Silo credit-line collateral such as ETH and USDC. The static profile records its US Dollar peg mechanism as: XAI is borrowed into existence against approved Silo collateral and burned on repayment. It has no dedicated stability module: the soft USD peg relies on arbitrage (borrow/repay always settle at $1, so a sub-$1 market price is repaid at a...
What backs XAI?
Pharos classifies XAI backing as Crypto-Collateralized. Collateral, per the static profile: Overcollateralized Silo credit-line collateral. XAI launched backed by ETH and USDC silos and SiloDAO progressively approved further credit lines (stETH/wstETH, cbETH, wBTC, USDT, LUSD, FXS, BAL, LQTY, gOHM); SiloDAO governs which... Reserve evidence: live reserve feed configured.
Can XAI be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, freeze exposure is inherited through upstream collateral, custody, or wrapper dependencies. Live freeze and blacklist events for XAI, when applicable, appear in the dossier below.