Matrixdock Gold (XAUm) stablecoin analytics
Answer First
What is Matrixdock Gold (XAUm)?
XAUm is Matrixdock's gold-backed commodity token, with each token representing one troy ounce of LBMA-certified 99.99% gold vaulted in Singapore and Hong Kong. The static profile records its Gold peg mechanism as: Matrixdock redemption for physical gold or supported USD stablecoins after KYC; physical pickup or secured delivery requires at least 32.148 XAUm (1 kg bar).
Is XAUm safe?
Pharos does not assess XAUm as safe: it holds a D Safety Score grade (46/100) in the latest published rating, which flags significant structural risk. Static metadata says Matrixdock Gold uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Bureau Veritas (Singapore) Pte Ltd (semi-annual physical inventory inspection; July 17, 2026 certificate covers the Parcel Ownership List dated June 30, 2026, without token-liability reconciliation); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
Matrixdock Gold (XAUm) static profile: governance model Centralized (CeFi); backing model Real-World Asset Backed; peg Gold.
AI summary / Updated Sep 7, 2026
Matrixdock's XAUm is backed by LBMA-certified 99.99% gold bars at Brink's and Malca-Amit in Singapore and Hong Kong, inspected by Bureau Veritas under an assets-only physical attestation, with institutional-regulated custody and a minimum redemption of 32.148 XAUm (1 kg) restricted to KYC'd accredited investors. The design is a deliberate Asia-domicile bet against London- and Swiss-vaulted competitors, targeting institutions that prefer regional custody for their gold exposure.
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
Sources: Matrixdock expands XAUm to Solana (PR Newswire, Feb 2026), Matrixdock docs: XAUm multi-chain networks, and Matrixdock Gold Bureau Veritas Audit Jul 2026 (covers XAUm gold and XAGm silver)
- Collateral
- LBMA 99.99% gold; the June 30, 2026 inventory comprised gold bars at Brink's Hong Kong, Brink's Singapore and Malca-Amit Singapore. XAUm terms also permit unallocated gold with a financial institution; no current allocated/unallocated split is disclosed.
- Peg Mechanism
- Matrixdock redemption for physical gold or supported USD stablecoins after KYC; physical pickup or secured delivery requires at least 32.148 XAUm (1 kg bar). Terms require accreditation only where applicable to the holder's jurisdiction and provide physical pickup in Singapore or Hong Kong.
- Jurisdiction
- Singapore
- Proof Of Reserves
- Independent Audit by Bureau Veritas (Singapore) Pte Ltd (semi-annual physical inventory inspection; July 17, 2026 certificate covers the Parcel Ownership List dated June 30, 2026, without token-liability reconciliation) Reserve source
Next Actions
Exact bot target: /subscribe dews,depeg,safety xaum-matrixdock
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
XAUm quick answers
What is Matrixdock Gold (XAUm)?
XAUm is Matrixdock's gold-backed commodity token, with each token representing one troy ounce of LBMA-certified 99.99% gold vaulted in Singapore and Hong Kong. The static profile records its Gold peg mechanism as: Matrixdock redemption for physical gold or supported USD stablecoins after KYC; physical pickup or secured delivery requires at least 32.148 XAUm (1 kg bar).
Is XAUm safe?
Pharos does not assess XAUm as safe: it holds a D Safety Score grade (46/100) in the latest published rating, which flags significant structural risk. Static metadata says Matrixdock Gold uses a Centralized (CeFi) governance model and Real-World Asset Backed backing, with Independent Audit from Bureau Veritas (Singapore) Pte Ltd (semi-annual physical inventory inspection; July 17, 2026 certificate covers the Parcel Ownership List dated June 30, 2026, without token-liability reconciliation); the main caveat is that issuer or admin freeze controls are recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs XAUm?
Pharos classifies XAUm backing as Real-World Asset Backed. Collateral, per the static profile: LBMA 99.99% gold; the June 30, 2026 inventory comprised gold bars at Brink's Hong Kong, Brink's Singapore and Malca-Amit Singapore. Reserve evidence: Independent Audit from Bureau Veritas (Singapore) Pte Ltd (semi-annual physical inventory inspection; July 17, 2026 certificate covers the Parcel Ownership List dated June 30, 2026, without token-liability reconciliation).
Can XAUm be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, issuer or admin freeze controls are recorded. Live freeze and blacklist events for XAUm, when applicable, appear in the dossier below.
