VCRED (VCRED) stablecoin analytics
Answer First
What is VCRED?
VCRED's Hemi source declares a USD peg, but backing and redemption are unverified; its linked website describes an AI/perp-vault access product. The static profile records its US Dollar peg mechanism as: The verified source declares a U.S. dollar peg but implements only owner-controlled minting and standard ERC-20 holder/allowance burns.
Is VCRED safe?
Pharos does not assess VCRED as safe: it holds an F Safety Score grade (32/100) in the latest published rating, which flags significant structural risk. Static metadata says VCRED uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that no direct freeze-control signal is recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
Static Profile
Static stablecoin profile
VCRED (VCRED) static profile: governance model CeFi-Dependent; backing model Crypto-Collateralized; peg US Dollar.
AI summary / Updated Sep 7, 2026
vCRED is a Hemi-based credit-token dollar with thin public reserve detail: the product site publishes an estimated APY and aggregate volume but no NAV, pricing methodology, valuation cadence, reserve composition, or attestation, so Pharos carries the backing as one undisclosed envelope of protocol credit and crypto collateral rather than a verified reserve.
AI summary · drafted by claude-fable-5-1 · facts as of Sep 7, 2026
- Collateral
- Unverified for the exact Hemi token. Neither the verified token source nor the linked product site establishes reserve assets, a credit portfolio, or a token-holder claim on the advertised AI/perp vaults.
- Peg Mechanism
- The verified source declares a U.S. dollar peg but implements only owner-controlled minting and standard ERC-20 holder/allowance burns. Burns do not pay collateral or dollars, and no exact-token redemption terms or peg-maintenance mechanism were established.
- Jurisdiction
- Not disclosed in the static profile.
- Proof Of Reserves
- No proof-of-reserves entry in the static profile.
- Contracts
- 1 deployment tracked across Hemi.
Next Actions
Exact bot target: /subscribe dews,depeg,safety vcred-vcred
Source: checked-in StablecoinMeta profile fields. Live price, supply, reserve, liquidity, event, and safety data load in the interactive dossier below; the summary above was last updated Sep 7, 2026.
VCRED quick answers
What is VCRED?
VCRED's Hemi source declares a USD peg, but backing and redemption are unverified; its linked website describes an AI/perp-vault access product. The static profile records its US Dollar peg mechanism as: The verified source declares a U.S. dollar peg but implements only owner-controlled minting and standard ERC-20 holder/allowance burns.
Is VCRED safe?
Pharos does not assess VCRED as safe: it holds an F Safety Score grade (32/100) in the latest published rating, which flags significant structural risk. Static metadata says VCRED uses a CeFi-Dependent governance model and Crypto-Collateralized backing, with live reserve feed configured; the main caveat is that no direct freeze-control signal is recorded. Treat the live peg, liquidity, reserve, dependency, and Safety Score sections below as the current risk read.
What backs VCRED?
Pharos classifies VCRED backing as Crypto-Collateralized. Collateral, per the static profile: Unverified for the exact Hemi token. Neither the verified token source nor the linked product site establishes reserve assets, a credit portfolio, or a token-holder claim on the advertised AI/perp vaults. Reserve evidence: live reserve feed configured.
Can VCRED be frozen or blacklisted?
Based on tracked contract metadata and blacklist coverage, no direct freeze-control signal is recorded. Live freeze and blacklist events for VCRED, when applicable, appear in the dossier below.
